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Public Provident Fund

This is an email received. The Financial Planning Edition Issue Date: February 19, 2013 7 things you should know about PPF 1. PPF - a government backed long term small savings scheme Public Provident Fund (PPF) is a scheme of the Central Government, framed under the PPF Act of 1968. Briefly, the PPF is a government backed, long term small savings scheme which was initially started by the Government because it wanted to provide  retirement security  to self-employed individuals and workers in the unorganized sector. It is today the most popular investment made by Indian citizens. If you are keen on a safe investment, a decent rate of return, tax benefits (deduction and tax free interest) and have a long term investment horizon, then the PPF is for you. It is a disciplined investment avenue as your money is blocked for 15 years. 2. How do I open a PPF account? What should I keep in mind when opening my PPF account?  Head over to your nearest State Bank of Indi...
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Better Life

15 Mantras for Better Living 1.                               Talk           -----------                             Slowly           2.                                Eat            -----------                             Sensibly 3.                               Breathe      -----------                             Deeply 4.                               Exercise     ---...
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Take Control of Your Life.

STRESS BUSTER          By Renee Singh * Take Control of Your Life. There are some qualities we are born with and emotional resilience is one of them. Some of us are lucky enough to have this in us but it canbe and should be learned and developed.       If you are the type who would like to handle life’s challenges whether they are major or minor with greater ease, to grow from adversity and turn potentially negative events into positive ones, you definitely need to be more resilient.     “As we advance in life and in years, coping with stress becomes more and more difficult, but in fighting the difficulties, the inmost strength of heart is developed, “ Vincent Van Gogh said these very wise words which are most applicable in today’s day and age.          What’s emotional resilience?          This refers to one’s ability to adapt to st...
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